The Cobb Auctioneers Appraisal Services

The Cobbs Auctioneers Appraisal Services offers opinions of value for single objects, collections and entire Estates as well as for settling estates, insurance claims or divorces. In the case  of specialty items (for example stamps and coins) we may subcontract to a reputable certified appraiser to assist with evaluating your items.

Q.) What is an appraisal?

A.) An appraisal is an informed opinion of value that takes into account an objects history or provenance, condition in addition to the intended use of the appraisal (replacement value, fair market value etc). As with all opinions, its validity depends on the expertise, experience, and background of the person or persons who are providing it. 
Why an appraiser should NOT be offering to purchase your items.
An appraisal should never be made by a person having a potential financial interest in the purchase of the item(s) in question.
Unlike many appraisers and antique dealers, The Cobbs Auctioneers does not engage in the direct purchase and resale of antiques. This allows for an honest and ethical evaluation of your objects with no conflict of interest. In some cases we may provide a free verbal estimate for the benefit of customers who want to consign an item for auction but this is not the same as an appraisal.
Additionally, as logic should dictate, you should not use an appraiser who has been referred to you by a prospective buyer.

Q.) Why do I need an appraisal?

1.) To properly insure items in case of catastrophic loss or damage.  Most insurance companies require a professional appraisal when obtaining a rider on your current home owner's policy to insure works of art, jewelry and antiques.

2.) To properly insure valuable items when shipping, moving or transporting.  Most insurance companies (and the IRS) require a physical condition report and opinion of value BEFORE any damage is done.  It is often too late for a proper appraisal after the piece has been damaged or lost.

3.) To properly plan or settle an estate.  Most estate planners are not certified appraisers and cannot determine the accurate value of items.

4.) To settle a divorce.  Many times an independent certified appraisal is needed to help with the financial settlement or division of property.

5.) To determine additional information about an item such as its history, artist or maker's background, authenticity, restoration, etc. All these factors can profoundly affect an objects true value.

 

If you would like us to appraise items you can complete our Appraisal Request Form or call us at +1 603 924 6361.

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Fine Art & Antiques, Jan. 14, 2017

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